Choncé Maddox | Money Under 30

‘Spare change’ investment apps: Pros and cons

Written by Choncé Maddox • Edited by David Weliver • Last updated on December 4, 2023

Spare change investment apps make it easy to start investing, but are they worth it in the long run?

Why and how to request a credit limit increase

Written by Choncé Maddox • Edited by David Weliver • Last updated on October 7, 2023

Increasing your credit limit isn’t about boosting spending power. It’s about improving your credit. How to request a credit limit increase.

They’re More Attainable, But Are FHA Loans A Good Idea?

Written by Choncé Maddox • Edited by David Weliver • Last updated on September 6, 2023

FHA loans are now more accessible for those without great credit or money for a down payment. But do the relaxed standards make up for all the extra costs?

9 ways to lower your mortgage payment

Written by Choncé Maddox • Edited by David Weliver • Last updated on January 31, 2024

If you’re in a difficult place financially, lowering your mortgage payment can help you immensely. But this means you’ll be paying more interest in the long run. Here’s why you might want to lower your mortgage payments, and how to do it.