Credit

When you check your credit score, you may be wondering why your credit score is different depending on where you check it. Here’s why.

A debt-free lifestyle is appealing, but it doesn’t build the credit history that you may need later in life (when you least expect it).

If you ever want to borrow money to buy a car, a house, or fund your start-up, then you should start building a strong credit history as soon as you can. Read on to find out why your credit history matters and how to start building it when you’re young.

Credit builder loans can help you build credit from scratch or rebuild good credit after bankruptcy or years of neglecting payments.

We all know that your credit scores affect mortgage rates. But your credit history can also affect how much you have to put down and the price you pay for private mortgage insurance (PMI). It’s not impossible to buy a home with damaged credit; it’s just much more expensive. Here’s why.

Do you know what your debt-to-income ratio is? A lender will want to know, and so should you. Use this easy debt-to-income calculator to find yours.

In most cases, your on-time utility and rent payments are not reported to credit bureaus. But that doesn’t mean you can walk out on any of these bills with impunity.

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Maintaining a good credit score is vital if you want to be approved for loans or credit cards. Follow these tips and you’re sure to stay in good standing.