Personal loans vs. credit cards: Which should you use?
You can use a credit card or a personal loan to finance a large purchase. But when is one better than the other?
Credit Cards
Should you ever pay a credit card annual fee?
Paying for a credit card may be worth it if the card fits your existing lifestyle and rewards you significantly more than a no-fee card. But the latter are so competitive, generous, and perk-filled that most people will be perfectly happy with a no-fee card.
12 Capital One Venture Rewards (And VentureOne Rewards) Benefits
Capital One offers many great credit cards, but two of the best are the Capital One Venture Rewards Credit Card and Capital One VentureOne Rewards Credit Card.
Why you should never buy a car with a credit card
As someone just getting started financially, you may have considered buying a car using a credit card. It isn’t a good idea, though. Here are your alternatives.
Why some credit cards don’t report to the credit bureaus
Some credit cards do not report credit limits to credit bureaus, which can have a negative impact on your credit score; here’s why — and what to do about it.
When Good Credit Isn’t Enough: Why You Could Be Denied A Credit Card Despite Your Excellent Score
Responsible people with excellent credit scores are often shocked after applying for a new credit card—and getting rejected. It’s more common than you think, so it pays to learn why a good credit score may not be enough.
Will My Credit Score Go Down If A Credit Card Company Closes My Account For Non-Use?
Banks can and do close inactive accounts. So make sure you keep your accounts active to avoid potential damage to your credit score.
Why your credit card isn’t really paid off: How residual interest works
Thought you paid off your credit card balance but then got a new bill? Learn how residual interest, also known as trailing interest, works and how to avoid it.
Why you should buy (almost) everything with your credit card
There’s a common misconception that credit cards are nothing but a shortcut to perpetual debt. On the contrary, purchase protection, healthy credit, and cash back rewards are just a few reasons why you should be using your credit card for nearly every purchase.